What are the benefits of a Payday loan?
Borrowing money in the form of a Payday loan is knowing where you stand. You agree on the amount of your loan in advance and on which period you want the loan to be fully repaid. The interest is fixed during this period. This way you know exactly when you have repaid your loan and which fixed monthly payment you will pay.
Does a revolving credit entail?
Borrowing money in the form of a revolving credit ensures flexibility. Money you have repaid you have behind. You agree a credit limit in advance and within this limit you can withdraw additional amounts, repay or repay in full. You do this without penalty or extra costs. A revolving credit gives you flexibility that you can control.
Can I borrow money with a negative Banker registration?
This depends on whether your registration with the Credit Registration Office is a negative registration. The Banker registers the borrowing and payment behavior of consumers in the Netherlands. If you have a flexible credit, shipping house credit, credit card, telephone subscription or credit facility, you are known to the Banker. This is generally not negative. If you neatly meet your payment obligations, this can even be a plus for banks. However, if you do not meet your payment obligations, there is a good chance that you will receive a negative Banker registration. With a negative Banker registration it is not possible to take out a loan.
Does A-credit always offer the lowest interest rate?
Based on your personal situation, the amount of the loan amount and the type of loan (revolving credit or Payday loan), the interest that we can offer you is determined. Our credit advisors look for the best offer from our cooperating lenders. The adviser discusses the interest rate proposal, the conditions, the lender and your wishes with you so that you receive a customized proposal.
Can I request a loan online?
You can apply for a loan at Creditas in different ways. The easiest way is to fill in our quotation form carefully, but you can always call us. Our credit advisors will then go through your loan application with you – step by step. In both cases, we will start using it immediately and you will receive a customized quote within 24 hours.